Reconciling your plan with reality
Reconciling sounds like accounting. In Monilibrium, most of it happens without you. Here’s the whole loop.
Most bills record themselves
A bill that lands on the expected day for the expected amount goes from planned to recorded on its own. You don’t confirm it — you’d only be agreeing with reality.
You can always see what happened
Today shows what was just recorded and what’s coming next, so a five-second glance keeps you oriented — no digging, no statements.
Step in when reality differed
Electric was $91.42 instead of about $85? Type the real number. Paid two days late? Move the date. Same sheet, five seconds.
The plan absorbs it
The projection redraws instantly and Safe to Spend is honest again. There is no month-end cleanup — there was never a backlog to begin with.
Skipped a payment entirely? Mark it skipped — pretending it happened is the one thing the plan can’t absorb.