See the months ahead.
Most budgets tell you where money went. This one shows you where it’s going.
Once Monilibrium knows your paydays, bills, and buckets, it plays them all forward: every future payday raises the line, every future bill lowers it. The result is one continuous picture of your balance for the months ahead — six months by default, further if you like.
The most useful point on that line is the lowest one low-water mark. If the line dips to $63 on October 14th, then $63 is what stands between you and a problem — and that’s exactly what Safe to Spend protects.
Paydays get the same respect as bills. Weekly, every other week, twice a month — Monilibrium follows real pay schedules, including the twice-monthly wrinkle: when a payday lands on a weekend, it can count the money on the last business day before, because that’s how most employers actually pay. Bills that won’t clear until Monday can shift the other way. The projection matches how money really moves.
In the app
- The timeline view lets you scroll through the coming months day by day.
- The lowest dip is flagged with its date, well in advance.
- Log something today and watch the whole line respond.
- How far it projects is up to you — six months is just the default.
Keep reading
- Understanding Safe to Spend · guide · 4 min
- Budgeting for irregular bills · guide · 4 min
- Glossary: every term defined