Terms of service
Last updated · July 2026
The short version: be reasonable, and remember Monilibrium is a planning tool — not a bank, and not financial advice.
The service
Monilibrium is a budgeting tool in beta. It projects the numbers you give it. It does not hold, move, or touch actual money, and projections are only as good as what you enter.
Not financial advice
Safe to Spend is arithmetic on your own numbers — helpful arithmetic, we think, but not professional financial, legal, or tax advice. Big decisions deserve a human professional.
Your account
You sign in with Google and are responsible for that account’s security. You can delete your Monilibrium account anytime; your data goes with it.
Acceptable use
Don’t attack the service, probe other people’s data, or use the app for anything unlawful. We may suspend accounts that do.
Beta honesty
It’s early. Things may change, break, or improve suddenly. We’ll communicate clearly when they do, and the core stays free either way.
Liability
To the extent the law allows, Monilibrium is provided “as is,” and we’re not liable for decisions made on the basis of your projections.